Erhart-Stechschulte Insurance Agency

Insurance Coverage with a Local Touch

At our independent insurance agency in Kalida, we believe in protecting what matters most — with the kind of care only a neighbor can offer. Whether you’re in Kalida, Ottawa, Columbus Grove, Cloverdale, or nearby, our team is here to make insurance feel straightforward and dependable. No gimmicks. No hard sells. Just real conversations and coverage that fits.

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About Our Agency

Right down the road. Always by your side.

At our core, we’re a family-run agency built on local relationships and real

conversations — not cookie-cutter coverage. For generations, Erhart-Stechschulte Insurance Agency has served Kalida and surrounding communities with honesty, respect, and a genuine commitment to doing right by our neighbors.


Whether you're looking for home insurance in Cloverdale, auto insurance in Columbus Grove, or farm insurance in Ottawa, we take the time to listen first — and explain everything without the fine-print fog. We’re proud to be your go-to independent insurance agency in Kalida, Ohio.

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Home & Property Insurance

From single-family homes to apartments and investment properties, we’ve got home insurance options that give you peace of mind, rain or shine. We also offer flood, earthquake, and umbrella liability coverage for life’s unexpected turns.

Auto & Vehicle Insurance

Whether you drive a car, ride a motorcycle, or hit the road in an RV, you’ll find personal auto insurance solutions built around real needs — not assumptions.

Farm

Insurance

Serving our region’s farmers is at the heart of what we do. From crop insurance to equipment protection, our Kalida farm insurance services are tailored to support your livelihood.

Life & Health Insurance

Secure your family’s financial future with flexible life insurance and supplemental health coverage. Whether you’re starting out or updating an old plan, we can help.



Business

Insurance

From small shops to growing operations, we help businesses across Ottawa, Columbus Grove, and beyond manage risk with smart, affordable insurance options.



Learn more about our insurance services

See What Our Clients Are Saying

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I have went through this agency before and Craig was awesome. We had another insurance company for several years and decided to have them shop around for lower pricing for us. Erin was available and saved us a ton of money every month!!! Anytime we need to add something or someone to the policy they are quick and make things easy! Will stay with them for as long as possible :) thanks so much Craig and Erin you both are wonderful!

Kari Brinkman

Great people to work with. Outstanding service.

Victoria Wolverton

Craig and Erin are very courteous and always get rapid results. Very professional .

steve nartker

Erin and staff have always been very responive to our needs with efficiency and care. They are knowledgeable and dependable.

Joan Collar

Excellent customer service. Always willing to help!

Kennedy Honigford

This is a very great place to do business the owner Craig is very personable. They provide all types of policies. I myself have been a customer here for 30 yrs

Chad Weaver

I have went through this agency before and Craig was awesome. We had another insurance company for several years and decided to have them shop around for lower pricing for us. Erin was available and saved us a ton of money every month!!! Anytime we need to add something or someone to the policy they are quick and make things easy! Will stay with them for as long as possible :) thanks so much Craig and Erin you both are wonderful!

Kari Brinkman

Great people to work with. Outstanding service.

Victoria Wolverton
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Comprehensive Solutions

We offer a full range of services to meet your financial needs at every stage.

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Trusted Relationships

We value long-term connections, ensuring your financial path is always in capable hands.

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Innovative Tools

We use forward-thinking strategies and technology to support your goals now and into the future.

Why Choose Us

When you work with a local insurance agency in Ohio, you’re not calling a 1-800 number. You’re reaching someone who knows the back roads of Cloverdale, the traffic on Main Street in Columbus Grove, and what it means when the Blanchard River floods. We don’t just serve your area — we’re part of it.

We live here, work here, and know the needs of Kalida, Ottawa, Columbus Grove & Cloverdale firsthand. You won’t get a call center — you’ll get a conversation with someone who understands your street and your story.

We’re Local —

& We Mean It

As an independent agency, we’re not tied to just one carrier. That means we can shop multiple options and find coverage that actually fits — without upselling what you don’t need.

Independent Means Focused on You

Insurance can feel overwhelming. We keep it clear, friendly, and pressure-free so you can feel confident in every decision — whether you’re insuring your home, your harvest, or your new driver.

Straightforward Help, No Pressure

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Ready to simplify your financial future?

Our team is here to answer your questions, understand your goals, and provide tailored solutions that align with your unique vision for the future. Let’s work together to achieve clarity, stability, and long-term success.

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