Farm Insurance That Understands Your Ground
Coverage Built for the Way You Work
Farming isn’t just your job — it’s your livelihood, your land, and your legacy. Whether you're managing row crops, raising livestock, or running a mixed-use operation, we’re here to help you protect it all.
Our team in Kalida serves farms throughout Ottawa, Cloverdale, Columbus Grove, and rural northwest Ohio with insurance options tailored to the unique needs of local agriculture.
What We Offer
Crop
Insurance
Safeguard your harvest from unpredictable weather, pest damage, and price shifts. We’ll help you evaluate your risks and coverage options through federal programs and private carriers.
Farm Property Insurance
Covers your barns, silos, sheds, fencing, and other physical structures — plus your tools, supplies, and materials stored on-site.
Farm Equipment Insurance
Protect your tractors, combines, planters, and other essential machinery against accidents, breakdowns, and theft.
Farm Liability Insurance
Helps cover legal expenses or injury claims if someone is hurt on your property or as a result of your farm operations.
Livestock
Coverage
We offer protection for cattle, poultry, swine, and more — whether you’re insuring against disease, injury, theft, or transit loss.
Farm Umbrella Insurance
Extra liability coverage that kicks in after your primary policies reach their limit. Especially helpful for multi-property farms or those with high public exposure.
Why Local Matters in Farm Insurance?
We know the roads around here — and the risks that come with them. From winter black ice to highway deer crossings, we’ve seen it all. That’s why we take the time to explain your options clearly, walk you through claims when they happen, and keep your policy up-to-date as life changes.
Whether you’re switching policies, adding a teen driver, or just want to compare rates, we’ll help you make the right move.
Frequently Asked Questions
Do I need both crop and farm property insurance?
Yes — crop insurance protects your yield, while property insurance covers your buildings and equipment. We help you structure both for full protection.
What’s included in livestock insurance?
Coverage may include accidental death, disease, natural disasters, or theft. Policies can be individual or blanket depending on your operation.
Is farm liability different from standard business liability?
Yes — farm liability is tailored for agricultural operations and includes risks like chemical drift, livestock-related injury, or equipment damage.
Can I combine personal and farm coverage?
Often, yes. Many family farms benefit from bundled policies that include home, auto, and farm protection under one plan.
Let’s Make Sure You’re Covered on the Road
From quick quotes to full coverage consultations, we’re here to help you get where you’re going — protected and informed.