Auto & Vehicle Insurance
That Goes Where You Go
Coverage That Moves With You
Whether it’s your everyday car, weekend cruiser, motorcycle, or RV, we help you insure what drives your life forward. At our independent insurance agency in Kalida, we make it easy to understand your options and find the right protection — without the runaround.
We serve drivers across Kalida, Cloverdale, Columbus Grove, Ottawa, and surrounding areas with honest guidance and flexible coverage from multiple trusted carriers.
What We Offer
Car
Insurance
Protection for your daily commute, weekend errands, and road trips. We offer liability, collision, comprehensive, and full coverage options that fit your life in Kalida or anywhere in Ohio.
Motorcycle
Insurance
Stay covered on two wheels with a policy designed for the way you ride — including your bike, gear, and liability.
Classic Car
Insurance
If your ride is more garage queen than daily driver, we’ll help you protect its real value with specialty coverage for classic and collector vehicles.
Boat & Watercraft Insurance
From fishing boats to jet skis, we offer watercraft coverage that includes property damage, theft, and liability — so you can focus on fun.
Recreational Vehicle Insurance
Coverage for snowmobiles, ATVs, side-by-sides, and other off-road vehicles. Ideal for seasonal use or year-round adventures.
RV& Motorhome Insurance
Whether you travel full-time or camp on weekends, we offer RV insurance that protects your vehicle, contents, and roadside risks.
Personal Umbrella Liability Insurance
Extra liability protection for serious accidents or legal claims that exceed your auto policy’s limits. A smart add-on for high-risk drivers or families with young drivers.
Personal Umbrella Liability Insurance
From fishing boats to jet skis, we offer watercraft coverage that includes property damage, theft, and liability — so you can focus on fun.
Recreational Vehicle Insurance
Coverage for snowmobiles, ATVs, side-by-sides, and other off-road vehicles. Ideal for seasonal use or year-round adventures.
Why Work With a Local Auto Insurance Agency?
We know the roads around here — and the risks that come with them. From winter black ice to highway deer crossings, we’ve seen it all. That’s why we take the time to explain your options clearly, walk you through claims when they happen, and keep your policy up-to-date as life changes.
Whether you’re switching policies, adding a teen driver, or just want to compare rates, we’ll help you make the right move.
Frequently Asked Questions
What kind of auto insurance do I need in Ohio?
Ohio requires minimum liability coverage, but we often recommend additional protection like collision or comprehensive to fully protect your vehicle.
Do I need special coverage for teen drivers?
Yes — and we can help you build a policy that’s both protective and affordable when adding young drivers to your plan.
Can I insure my RV and daily car together?
Absolutely. Bundling your RV, car, or other vehicles under one plan may reduce your premiums and simplify your coverage.
Does umbrella insurance cover my auto policy?
Yes. Umbrella insurance can extend your liability protection well beyond your standard auto limits.
Let’s Make Sure You’re Covered on the Road
From quick quotes to full coverage consultations, we’re here to help you get where you’re going — protected and informed.